DISCLAIMER

This Course contains the opinions and ideas of its author. It is intended to provide helpful and informative material on the subjects addressed in the Course. It is sold with the understanding that the authors and publisher are not engaged in rendering medical, health, or any other kind of professional services in this Course. The listener should consult his or her medical, health or other competent professional before adopting any of the suggestions in this Course or drawing inferences from it. The authors and publisher specifically disclaim all responsibility for any liability, loss, or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this Course.

In the event you use any of the information from https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 for yourself, Christine Agha assumes no responsibility for your actions and Christine Agha and it’s its licensors, its suppliers, or any third parties mentioned on the https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 Site are not liable for any personal injury, including death, caused by your use or misuse of the Site or its Content.

PRIVACY POLICY 

1. We respect your privacy 

1.1. https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 respects your right to privacy and is committed to safeguarding the privacy of our customers and website visitors. We adhere to the Australian Privacy Principles contained in the Privacy Act 1988 (Cth). This policy sets out how we collect and treat your personal information. 

1.2. "Personal information" is information we hold which is identifiable as being about you. 

2. Collection of personal information 

2.1. https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 will, from time to time, receive and store personal information you enter onto our website, provided to us directly or given to us in other forms. 

2.2. You may provide basic information such as your name, phone number, address and email address to enable us to send information, provide updates and process your product or service order. We may collect additional information at other times, including but not limited to, when you provide feedback, when you provide information about your personal or business affairs, change your content or email preference, respond to surveys and/or promotions, provide financial or credit card information, or communicate with our customer support. 

2.3. Additionally, we may also collect any other information you provide while interacting with us.

How we collect your personal information 

3.1. https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 collects personal information from you in a variety of ways, including when you interact with us electronically or in person, when you access our website and when we provide our services to you. We may receive personal information from third parties. If we do, we will protect it as set out in this Privacy Policy.

Use of your personal information 

4.1. https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 may use personal information collected from you to provide you with information, updates and our services. We may also make you aware of new and additional products, services and opportunities available to you. We may use your personal information to improve our products and services and better understand your needs. 

4.2.https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 may contact you by a variety of measures including, but not limited to telephone, email, sms or mail.

5. Disclosure of your personal information 

5.1. We may disclose your personal information to any of our employees, officers,

 insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this Policy. Personal information is only supplied to a third party when it is required for the delivery of our services. 

5.2. We may from time to time need to disclose personal information to comply with a legal requirement, such as a law, regulation, court order, subpoena, warrant, in the course of a legal proceeding or in response to a law enforcement agency request. 

5.3. We may also use your personal information to protect the copyright, trademarks, legal rights, property or safety of Christine Agha, https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899, its customers or third parties. 

5.4. Information that we collect may from time to time be stored, processed in or transferred between parties located in countries outside of Australia. 

5.5. If there is a change of control in our business or a sale or transfer of business assets, we reserve the right to transfer to the extent permissible at law our user databases, together with any personal information and non-personal information contained in those databases. This information may be disclosed to a potential purchaser under an agreement to maintain confidentiality. We would seek to only disclose information in good faith and where required by any of the above circumstances. 

5.6. By providing us with personal information, you consent to the terms of this Privacy Policy and the types of disclosure covered by this Policy. Where we disclose your personal information to third parties, we will request that the third party follow this Policy regarding handling your personal information. 

6.  Sensitive Information.

Sometimes we may need to collect sensitive information about you, for example, [insert circumstances - e.g. provide our xyz services]. This might include information about your health, racial or ethnic origin, political opinions, association memberships, religious beliefs, sexual orientation, criminal history, genetic or biometric information.  We only disclose your sensitive information for the purposes for which you gave it to us or for directly related purposes you would reasonably expect or if you agree.

[Site User Tracking Experience

We may use tracking software to review and improve your experience of our Site. In particular, we may use Facebook, Kartra, Infusionsoft and Google Analytics Advertising products: Remarketing with Google Analytics and Google Analytics Demographics and Interest Reporting. Google Analytics collects data about our Site traffic via Google Advertising cookies and anonymous identifiers. Data collected via these Google products is not linked with any personally identifiable information you submit while on our Site. If you wish to opt out of the Google Analytics data collection, you may do so on Google’s Site at https://tools.google.com/dlpage/gaoptout/.]

7. Security of your personal information 

7.1.https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 is committed to ensuring that the information you provide to us is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure information and protect it from misuse, interference, loss and unauthorised access, modification and disclosure.  [credit card information is encrypted before transmission and is not stored by us on our servers]

7.2. The transmission and exchange of information is carried out at your own risk. We cannot guarantee the security of any information that you transmit to us, or receive from us. Although we take measures to safeguard against unauthorised disclosures of information, we cannot assure you that personal information that we collect will not be disclosed in a manner that is inconsistent with this Privacy Policy. 

8. Access to your personal information 

8.1. You may request details of personal information that we hold about you in accordance with the provisions of the Privacy Act 1988 (Cth). A small administrative fee may be payable for the provision of information. If you would like a copy of the information, which we hold about you or believe that any information we hold on you is inaccurate, out of date, incomplete, irrelevant or misleading, please email us at christine.agha@gmail.com. 

8.2. We reserve the right to refuse to provide you with information that we hold about you, in certain circumstances set out in the Privacy Act. 

9. Complaints about privacy 

9.1. If you have any complaints about our privacy practices, please feel free to send in details of your complaints to Christine Agha at christine.agha@gmail.com. We take complaints very seriously and will respond shortly after receiving written notice of your complaint. 

10. Changes to Privacy Policy 

10.1. Please be aware that we may change this Privacy Policy in the future. We may modify this Policy at any time, in our sole discretion and all modifications will be effective immediately upon our posting of the modifications on our website or notice board. Please check back from time to time to review our Privacy Policy. 

11. Website 

11.1. When you visit our website 

When you come to our websites https://christineagha.kartra.com, christineagha.com.au or https://www.facebook.com/groups/1850263308424899 we may collect certain information such as browser type, operating system, website visited immediately before coming to our site, etc. This information is used in an aggregated manner to analyse how people use our site, such that we can improve our service. 

11.2. Cookies 

We may from time to time use cookies on our website. Cookies are very small files which a website uses to identify you when you come back to the site and to store details about your use of the site. Cookies are not malicious programs that access or damage your computer. Most web browsers automatically accept cookies but you can choose to reject cookies by changing your browser settings. However, this may prevent you from taking full advantage of our website. Our website may from time to time use cookies to analyses website traffic and help us provide a better website visitor experience. In addition, cookies may be used to serve relevant ads to website visitors through third party services such as Google Adwords. These ads may appear on this website or other websites you visit. 

11.3. Third party sites 

Our site may from time to time have links to other websites not owned or controlled by us. These links are meant for your convenience only. Links to third party websites do not constitute sponsorship or endorsement or approval of these websites. Please be aware that Christine Agha is not responsible for the privacy practises of other such websites. We encourage our users to be aware, when they leave our website, to read the privacy statements of each and every website that collects personal identifiable information.